Retirement Plan

At Wealth Fundamentals we help all our clients implement a retirement plan.  We understand you have worked hard throughout your life and you will want to make the most of your financial position to enjoy the fruits of your labour. 

Our goal is to empower your decision making by providing a range of options suitable for your circumstances and to deliver income streams that allow you to enjoy a fulfilled life.  This may include travel or voluntary and philanthropic pursuits in addition to funding how and where you wish to live in your retirement.

However for those not yet retired the current environment of reducing government aged-pensions and increasing life expectancies, combines to make a self-funded retirement inevitable. Planning now will pave the way for a retirement lifestyle of choice rather than one of compromise.  Your planning will include superannuation strategies taking into consideration contribution caps, opportunities for salary sacrifice, tax concessions and making the most of the transition to retirement rules.

Further, we will work with you to identify the most appropriate superannuation vehicle for your circumstances that provides you with sufficient flexibility, investment choice, insurance coverage and estate planning options to help you achieve your retirement goals.