CASE STUDIES

Young Professionals and Families

BACKGROUND       

James and Kylie, a young professional couple, needed financial insights so that they could confidently make decisions for their future. They wanted to start a family but were unsure how they would cope without Kylie’s salary. There were other matters too; an inherited investment property and dual super funds they feared were under-performing.

PRE-RETIREES

BACKGROUND       

Married couple Tom and Philipa, aged in their mid-fifties, required financial mentoring as they planned for their imminent retirement. They were juggling a significant degree of financial complexity, given they had each been granted voluntary redundancies. Tom and Philipa hoped their payouts and superannuation would be sufficient to sustain an ongoing income stream throughout their retirement. They also wanted guidance around an appropriate strategy for a sea change. Additionally, they wanted to make appropriate provisions to eventually bequeath their wealth and assets to their adult children. 

RETIREES

BACKGROUND       

Retired business owners, and husband and wife, Patrick and Bev are long term clients of Wealth Fundamentals. They first engaged our services after purchasing a stake in a small business. When they received an offer to buy their business for a significant sum, they required guidance on the sale and their retirement planning.

DOWNSIZING TO UPSIZE RETIREMENT

BACKGROUND       

Joan and John* aged in their early seventies were looking for ways to make the most of their savings in retirement. They had approximately $900,000 in superannuation and some savings, however most of their net wealth was tied up in the family home. With their adult daughters living independent lives with their partners, Joan and John were looking to downsize the family home and buy a new town house.